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Personal Guidance for Life's Financial Decisions

Let us help you understand your options, plan with confidence, and move forward at your own pace. No pressure—just clear answers and support for today's decisions, and guidance as your life changes.

Financial conversations should feel simple, supportive, and easy to understand, not overwhelming or pressured. I like to listen first, learn what matters most to you, and explain your options in clear, plain language so you can make confident decisions at your own pace.

Whether you’re planning for the future, protecting what matters today, or just figuring out where to start, I’m here to answer questions, walk through possibilities, and be a steady resource as your life evolves. Never pushy, just honest guidance and helpful conversations.

Get in Touch
Headshot of Lina  Maria Henao
G&H Financial Group, LLC
Lina Maria Henao,
 FSCP
Registered Representative & Insurance Agent
(864) 906-8866(864) 906-8866
lmhenao@ft.newyorklife.comlmhenao@ft.newyorklife.com

300 Executive Center Dr Ste 200

Greenville, SC 29615

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Headshot of Osvaldo Gutierrez. FSCP
G&H Financial Group, LLC
Osvaldo Gutierrez. FSCP
Financial Advisor
Eagle Strategies LLC
ogutierrez@ft.newyorklife.comogutierrez@ft.newyorklife.com

300 Executive Center Dr Ste 200

Greenville, SC 29615

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What you can expect

My approach to financial guidance focusing on your goals, priorities, and next steps. I’ll work with you to build an integrated strategy that safeguards what matters most to you, while also identifying opportunities for growth. Here’s what that process looks like:


STEP 1

Discuss your goals

We’ll start with a conversation focused on what matters most to you and the future you want to build.


STEP 2

Review risks and opportunities

We identify potential risks and uncover opportunities so your plan stays on track.


STEP 3

Create your personalized strategy

Together, we build a personalized strategy designed to protect what matters most and support long-term growth.


STEP 4

Get ongoing support

As life changes, we’ll revisit your plan, adjust as needed, and keep you moving forward.

See how I can helpSee how I can help

My areas of focus

I offer a range of financial solutions designed to help support your goals at every stage of life — from protecting what matters today to planning for the future. Below, you’ll find an overview of the products and strategies I can help you explore.

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Life insurance

Life insurance solutions that help ensure your loved ones are taken care of

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Income annuities

Offers a reliable income stream to help support your needs in retirement

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Individual disability insurance

Helps to replace lost income if sickness or injury prevent you from working

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Other products

Additional financial products designed to help protect, prepare and support growth

Learn moreLearn more

Let's discuss what's right for you

Take the first step by sharing a few details. Then, let’s discuss your needs.

For more information about NYLIFE Securities LLC and its investment professionals.

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G&H Financial Group, LLC

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  • About G&H Financial Group
    • Why G&H Financial Group?
    • Our Team & Our Mission
    • About New York Life
  • Products & services
    • Products
    • Business solutions
    • Services
  • Resources
    • Life stages
    • Calculators
    • Videos
    • Articles
  • Account access
    • NYL Online Account
    • MainStay Mutual Funds
  • Get in touch
Disclosure
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Lina Henao, and Osvaldo Gutierrez are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Lina Henao, 300 Executive Center Dr Ste 200, Greenville, SC 29615, 864-906-8866.
Osvaldo Gutierrez, 300 Executive Center Dr Ste 200, Greenville, SC 29615.

Osvaldo Gutierrez is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company. Advisory services are offered only in jurisdictions where the financial adviser and Eagle Strategies LLC are properly registered.

G&H Financial Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither G&H Financial Group, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

Copyright 2026. New York Life Insurance Company. All Rights Reserved.

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